Why do you need the Economica insurance?

By providing you with this new product, ASTRA helps you create a comfortable future by your own powers.

The basis of the Economica policy is the active investment of Your savings and minimum interests that are guaranteed throughout the contract term.

Who can be insured?

• Persons who want to guarantee the financial security of their loved ones
• Persons who want an additional income after their retirement
• All family members
• A group that has already been established for a scope other than the insurance
• Insured persons may be between 0 and 77 years old.

How many years can I be insured for and for what amounts?

• The period may be set between 3 and 35 years old;
• The price for this type of policy is extremely advantageous and the value of the monthly minimum premium is only lei 50.
• You can select the insured term and amounts according to Your plans.

Economica has a series of competitive advantages that make the product attractive on the market:

• The option of covering a complex SAVING need (wide limits of the insured amounts and of the insurance premiums);
• You may opt for changes at any time during the contract development: amendment of the insured amount, of the insurance premium, of the payment frequency;
• You may change the contract term;
• The product provides you with a surrender value. You may fully or partially surrender the contract, after 3 years of the constant validity thereof;
• The option of delaying the payment of premiums for a definite term established by You if you are facing a difficult period;
• Natural person beneficiaries may collect the compensation as annuities (periodical payments) and the frequency of payments shall also be established by the beneficiary;
• The option of financial planning - saving according to the options;
• additional payments at any time during the contract development, leading to the increase of the insurance compensation;
• Optimum planning of high expenses and low incomes - study expenses of children, expenses after the end of active life, important events, etc.
• The insurance premium may be paid periodically: annually, half-yearly, quarterly and even monthly or a single time on the contract conclusion date. The shorter the payment frequency, the higher your discount;
• For Legal persons - building the loyalty of young employees (on a long term) and of those with special performances, of a high age (who cannot be included in protection policies; who are close to retirement)

Create a worry-free Future for you and your loved ones!