Insuring assets held by small and medium enterprises

The insurance subject is assets held by small and medium enterprises, whether they are buildings or contents.

According to the type of coverage the Insured opts for, the policy may be concluded for the following risks:

“economic” coverage: fire, lightning strike, falling objects, collision with other vehicles, atmospheric phenomena, weight of the snow/ice layer, avalanche;
“comfort” coverage: the risks in the “economic” coverage + earthquake, flood, land slide/crash, damages on the water plant, theft;
“exclusive” coverage - the risks in the “comfort” coverage + strikes, rebellions, civil unrest, vandalism, sonic wave. Additionally, the insurance may also be concluded for the loss of profit due to the termination of activity.

Advantages:

Payment of the insurance premium in installments or in full (granting a discount of the insurance premium);
The application of any franchise will reduce the insurance premium;
The policy validity term is of 1 or 3 years, granting a discount of the insurance premium in the latter case.
In certain cases, no risk inspection will be performed.