The insurance covers the types of buildings/constructions and/or the types of assets contained in/afferent to the buildings/constructions.

According to the insured’s option that is explicitly expressed in the policy, ASTRA grants compensation for the insured assets if they are destroyed/damaged/lost due to the occurrence of the following risks:

• fire, lightning strike, collision or crash of an aircraft; accidental falling objects;
• the abovementioned are also selectively or cumulatively supplemented by earthquake, flood, deposits or water infiltration in the insured premises, atmospheric phenomena, weight of the snow layer, land slide or crash;
• the items under section b) above will be selectively or cumulatively supplemented by accidental damages on water plants, heating, sewerage; collision from the outside with other vehicles; sonic boom; strikes, rebellions, civil unrest; vandalism; theft by breaking and entering/acts of theft.

Additionally, the insurance may also be concluded for the following:

• breakage/cracking of breakable goods
• civil liability of the insured towards its neighbors
• tenant liability
• insurance of the loss of profit by the activity’s discontinuance due to the occurrence of the insured risks.

Advantages:

• Payment of the insurance premium in installments or in full (granting a discount of the insurance premium);
• The application of any franchise will reduce the insurance premium;