For each of us, a house is an oasis of tranquility and harmony. How would you feel if a fire, a lightning strike, an explosion, an earthquake, a flood or some other Act of Good would affect your home, and your family no longer had a roof over its head? What if the events would also cause damages to your neighbors, damages that you would have to compensate? ASTRA understands your need for safety. By concluding an IMOBILIA policy, your home, as well as the goods you have acquired in time (furniture, clothing, electronics, household appliances, etc.) are insured against all the abovementioned events, including theft, burglary, damages to the water pipes in the service of the building or damages generated to insured goods by water coming from a neighboring apartment, irrespective of the cause. Immediately after the occurrence of the event, ASTRA shall cover your damages so that your life together with your family, can return to normal as soon as possible.

The subject of this insurance is:

• the home of the insured (including annexes that are structurally connected to it) or
• the home of the insured and “content” type goods
• “content” type goods

The product covers a wide range of risks, such as:

• Fire, lightning strike, explosion, falling objects, collision with vehicles, earthquake, land crash / slide, flood (due to Acts of God, generated by neighbors, due to damages/overflow from the water plants/sewerage/heating plants, due to negligence in the operation of water plants), atmospheric phenomena and the indirect effects thereof, freezing of water in the pipes/tanks, sonic wave, vandalism, strikes/rebellions, theft by breaking and entering/by acts of burglary over the insured goods, theft carried out by using the original keys obtained by acts of burglary.

Additionally, the insurance shall also be concluded for the following:

• the civil liability of the Insured for damages generated to neighbors;
• accidents occurring to members of the family in the living premises;
• breaking of double glazed windows (due to specific risks);
• accidental damages;
• tenant support.

Advantages:

• The payment of the insurance premium in installments or in full (a discount is granted for the insurance premium).
• The application of any franchise shall discount the insurance premium.