With the life insurance plans, Astra provides you with an attractive benefit, additional to your wage rights, with which you can motivate and to build the loyalty of your employees and which offers you the following advantages:

• the full protection of Your Employees against important risks (it cannot prevent the occurrence of unwanted events, however it can compensate damages by the compensations that are provided)
• the protection of Your Business by avoiding high staff fluctuations
• a motivation system by granting premiums and bonuses to Your Employees
• the values of the Insured persons’ accounts can be partially surrendered by the Contracting Party in the first three years of insurance
• the building of loyalty amongst Your Employees by granting a Savings account which each of them may access starting with the 4th year of insurance
• guaranteeing annual interest installments
• the option of transferring the value of the Insured’s account to another Insured
• discount for short payment frequencies
• flexible insurance plans, adapted to the employees’ needs, consisting of:
• Death due to any cause
• Death or permanent disability due to an accident
• Serious disorders
• Permanent disability due to an accident / any cause
• Hospitalization due to an accident / any cause
• Recovery due to an accident / any cause
• Temporary work incapacity due to an accident / any cause
• Surgery due to an accident / any cause
• Fractures caused by an accident
• Burns caused by an accident
• The “Employee Benefit” provision