ASTRA grants compensation for damages generated by:

• FIRE: fire, explosion;
• ACCIDENTAL DAMAGES: collisions, hits or crashes with other vehicles, animals or with any mobile or immobile bodies located outside the vehicle; scratches; falls (falling over a cliff, falling in water of the vehicle or the sinking of the ship on which the vehicle is located for transfer, falling due to the breaking of the bridge); skidding or turn-over; the falling of objects (e.g. trees, blocks of ice or rocks, etc.) on the vehicle
• ACTS OF GOD: lightning strike, flood, earthquake, land crash or slide, the weight of the snow/ice layer, avalanche, atmospheric phenomena;
• THEFT - consisting of:
  • the theft of the entire vehicle, including damages/destructions ascertained on the found vehicle;
  • the theft of components or parts of the vehicle (partial theft);
  • damages on the vehicle due to theft, attempted theft, The following SPECIAL PROVISIONS will also apply:
  • "Acts of vandalism" – the coverage of material and direct damages on the insured vehicle due to civil disturbances, riots, strikes and acts of vandalism such as: scratching of the bodywork; breaking, damage of the windows, locks, cutting/puncturing of the tires;
  • “Water suction in the engine” - the coverage of direct damages on the insured vehicle due to water aspiration in the engine;
  • “Loading/unloading” - the coverage of damage/destruction on the insured vehicle during lifting/lowering on/from transport platforms; Within the limit of the insured amount, the Company will also compensate ADDITIONAL EXPENSES supported by the proper documents, incurred due to the occurrence of an insured event, on:
  • the intervention of fire fighters for fire extinguishment, if the Insured is bound to pay them, by law;
  • limiting the insured damage, by taking measures to salvage the vehicle or the building where it is located, due to the occurrence of an insured risk, if such expenses are strictly necessary and reasonably performed (expenses on the transport of the vehicle to the repair shop/domicile, due to the occurrence of an insured risk, do not fall in this category);
  • cleaning the inside of the vehicle due to the injury of people or of household pets, as well as due to the leakage of liquids, due to the occurrence of an insured risk.

The company provides the „BASIC” ROADSIDE ASSISTANCE package by which the Insurer provides the Insured/passengers with 24 hour assistance and the coverage of expenses if the Insured’s vehicle can no longer operate or if it is not safe for operation, due to damages, faults or destruction.