SOCIETATEA ASIGURARE-REASIGURARE ASTRA S.A.
EUROCASCO car insurance
- Top, complex and flexible insurance for all types of vehicles
- Full and customized protection by the option of selecting multiple coverage types according to the Client’s profile and options (including the franchise)
- Accessible product, with highly beneficial insurance premiums
- Immediate offering and issuance by the well known information system smart@sales
- Bonus-malus beneficial and efficient system used to build the loyalty of ASTRA Insured persons
EuroCasco is an “all risk” policy, expanding outside the Romanian territory, without the payment of an additional premium. This product is created for any type of vehicles of no more than 12 years old.
Basic risks insured on this type of policy:- Fire, explosion
- Accidental damages: collisions, hits or crashes with other vehicles, animals or any movable or immovable items, except for the vehicle; scratches; falls (the vehicle’s fall from a cliff, fall in water or the sinking of the vessel on which the vehicle is located for transfer, falling due to the breakage of a bridge); skidding or turn-over; the falling of objects (e.g. trees, blocks of ice or rocks, etc.) on the vehicle
- Acts of God: lightning strike, flood, earthquake, land crash or slide, the weight of the snow/ice layer, avalanche, atmospheric phenomena
- Theft
- Additional expenses incurred due to the occurrence of an insured event
- Roadside assistance on the Romanian territory
Additional provisions:
- Acts of vandalism
- Theft without breaking and entering
- Water suction in the engine
- Running outside public roads
- Loss of keys
- Recompleting the insured sum without the payment of an additional premium
The following shall be added additionally:
- The driver of the vehicle and the passengers in the vehicle for cases of invalidity and death caused by accident
- The baggage of the persons in the vehicle in case of destruction or loss caused by accident
- Roadside assistance on the European territory
An automated Bonus/Malus system shall apply for this type of policy, that is simple, efficient and automated, according to the history of the registered damages.
